Cash Value Life

An Indexed Universal Life (IUL) policy is more than just life insurance—it’s a powerful wealth-building tool that can help secure your retirement while offering financial flexibility. With tax-advantaged growth, protection from market downturns, and the ability to access cash value, an IUL provides a smart alternative to traditional retirement accounts.

• Tax-Free Retirement Income – Access your cash value through policy loans or withdrawals without the tax burdens of traditional accounts like 401(k)s and IRAs.
• Market-Linked Growth with Protection – Your cash value can grow based on a stock market index while being shielded from losses.
• No Contribution Limits – Unlike IRAs and 401(k)s, you can contribute as much as you want, maximizing your savings potential.
• Lifetime Protection – Your loved ones receive a tax-free death benefit, ensuring long-term financial security.

With Infinite Banking, you can leverage the cash value of your IUL to take tax-free loans for any purpose—whether for investments, real estate, business funding, or emergencies. Instead of borrowing from traditional lenders, you borrow from yourself while your money continues to grow inside the policy. This strategy allows you to create a self-sustaining financial system, giving you control over your wealth.

• Borrow from your policy anytime, for any reason—no credit checks or loan approvals needed.
• Pay yourself back on your terms, keeping your money working for you.
• Enjoy a steady stream of tax-free income in retirement.

Take control of your financial future with an IUL policy. Contact us today to learn how it fits into your retirement strategy!